Business Edition® Secured MasterCard®

Online Application
Manage your cash flow more easily with your Business Edition® Secured MasterCard®. Use your card for business supplies, equipment, travel and more. Then pay down your balance at times when your cash position is better.

How it works

  • Request your own credit limit between $2,000 and $100,000 (in $50 increments), subject to credit approval.
  • Provide a security deposit equal to 110% of your requested credit limit (between $2,200 and $110,000).
  • Make purchases with your card the same way you would with any other credit card, for a low $39 annual fee.*
  • Earn interest on your security deposit.


  • U.S. citizenship is not required, but you must have a valid SSN or ITIN and a valid U.S. address.
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more!

Benefits & Services

    Purchase security and extended protection program

    Nearly everything you buy with your MasterCard® Business Card is automatically protected from theft or damage within the first 90 days of purchase. Extended protection doubles the time period of the original manufacturer's written U.S. warranty up to one full year on warranties of three years or less.


    With the MasterCard® Business Card, your company can receive easy-to-read management reports, itemizing your employees’ business expenditures. Plus, it gives you a record of tax-deductible expenses, which could help cut your payments to the IRS by hundreds of dollars. (Please consult with a tax specialist on how to reduce your payments to the IRS.)

    Lost luggage insurance

    When you charge the full amount of your travel tickets to your MasterCard® Business Card, you may be eligible to receive reimbursement for amounts paid for direct physical loss or damage to checked baggage for maximum reimbursement of $3,000 per insured.

    Travel accident insurance

    You are protected with up to $100,000 in travel accident insurance whenever you charge the full amount of your travel tickets to your MasterCard® Business Card.

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions, and limitations.
Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from MasterCard International Incorporated. Business Edition® is a federally registered service mark owned by First Bankcard®, a division of First National Bank of Omaha.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
*For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
Complete details including restrictions, limitations, and exclusions will be available when you become a Cardmember.
Please note you must pay your entire statement balance (including introductory or special offer balances) in full by the payment due date to avoid losing the grace period (being assessed interest at the disclosed APR) on new purchases.