0% introductory APR* on purchases and balance transfers for the first 6 billing cycles.
APR after the introductory period will be 13.49%, 15.49% or 20.49%. This APR will vary with the market based on the Prime Rate.
No Annual Fee.*
Rewards can be redeemed for travel, cash back as a statement credit, gift cards and merchandise.†
Plus, you have 3 years from when points are awarded to use them before they expire!